Loans

A variety of loans and terms to repay the loans are available from Business and Industrial Federal Credit Union. To qualify for a Business and Industrial loan, applicants must be a member of the credit union with at least a minimum share balance of $5.00. Loans options include:

Auto
Recreational Vehicles
Travel Trailers
Motorcycles
Boats
Signature Loans
Share Secured Loans
Home Equity
Computer Loans

If your loan need is not listed above, talk to a loan specialist about your borrowing needs and they will work with you to create a loan designed to meet your needs!

APPLY FOR A LOAN ANYTIME OF THE DAY OR NIGHT
If you are a current member of Business and Industrial you may apply for a loan using our secure online loan application. If you wish to join the credit union in order to apply for a loan, please complete our secure online membership application and then proceed to the loan application. Once received, a credit union employee will contact you. Additional information, including titles and insurance policies may be required prior to loan approval. When applying for a loan, all information furnished to the credit union is strictly confidential. Members with an existing Business and Industrial loan may apply for more than one loan. Any combination of loans is possible, dependant upon the security offered and ability to repay the loan.

Loan Approval Process
When reviewing your request for a loan, factors that determine the amount of loan approved include, but are not limited to, the following:

ability to repay the loan
work record
other obligations or payments
previous record of repaying loans
desire to pay

Secured Loans
Both secured and unsecured loans are available to credit union members. Secured loans are those backed by collateral. Collateral could include credit union shares or certificates, personal property, and real estate. An unsecured loan is money borrowed on the personal signature of the member.

FREE CREDIT REPORT INFO

Members may request their free annual credit report in the following ways: Call toll-free 1-877-322-8228 or mail request to - Annual Credit Report, Request Service, P.O. Box 105281, Atlanta Georgia 30348-5281 or on the internet at www.annualcreditreport.com

FIRST MORTGAGES
Click below to apply for a 1^st Mortgage through USA Financial Services, Inc.
(New purchases or refinances of existing mortgages)

E-mail us with questions or comments!

# of Payments	Interest Rate	Loan Amount		Estimated Monthly Payment