Loans & Rates

A variety of loans and terms to repay the loans are available from B & I Federal Credit Union.  To qualify for a B & I loan, applicants must be a member of the credit union with at least a minimum share balance of $5.00.  Loan options include:

  • Auto
  • Home Equity
  • First Mortgages
  • RV’s, Campers & ATV’s
  • Travel Trailers
  • Motorcycles
  • Boats, Motors & Trailers (Titled Only)
  • Signature Loans
  • Share Secured Loans
  • Lawnmowers

If your loan need is not listed above, talk to a loan specialist about your borrowing needs and they will work with you to create a loan designed to meet your needs!

Apply for a loan anytime of the day or night

If you are a current member of B & I you may apply for a loan using our secure online loan application. If you wish to join the credit union in order to apply for a loan, please complete our secure online membership application and then proceed to the loan application. Once received, a credit union employee will contact you. Additional information, including titles and insurance policies may be required prior to loan approval. When applying for a loan, all information furnished to the credit union is strictly confidential. Members with an existing B & I loan may apply for more than one loan. Any combination of loans is possible, dependent upon the security offered and ability to repay the loan.

Loan Approval Process

When reviewing your request for a loan, factors that determine the amount of loan approved include, but are not limited to, the following:

  • ability to repay the loan
  • work record
  • other obligations or payments
  • previous record of repaying loans
  • desire to pay