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Specials at Business & Industrial FCU "Your Community Credit Union" |
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| Services | Loans | Rates | Membership | Home Banking | Applications |Home| Specials |Fees |
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TRAVELING OUTSIDE THE UNITED STATES? ALWAYS NOTIFY US TO MAKE SURE YOU WILL BE ABLE TO USE YOUR ATM OR DEBIT CARDS.
IMPORTANT NOTICE....EFFECTIVE 04/01/2012
| If you are presently using an ATM card to access your Share draft (Checking) account, current legislative changes will apply to you. Effective 04/01/12, you will be able to access only your Regular share (Savings) account using an ATM machine. You will no longer be able to use your ATM card at a Point of Sale or to access funds from your Share draft (Checking) account. You may apply for a Debit card that will allow Share draft (Checking) or Regular share (Savings) withdrawals at ATM machines or as Point of Sale transactions. If you do not qualify for a Debit card at this time, you may continue to use your ATM card at ATM machines. You may use our free Perfect Teller online teller program or Sybil, our 24 hour phone banking service, to transfer monies from your Share draft (Checking) account to your Regular share (Savings) account to enable you to withdraw monies at an ATM machine with your ATM card. You may also want to change your payroll deduction or direct deposit splits to deposit more monies in your Regular share (Savings) account if you are an ATM card holder. If you currently are a Debit card holder, this legislation will not affect you. |
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1.90% APR 1.90% APR 1.90% APR 1.90% APR 1.90% APR 1.90% APR 1.90% APR 1.90% APR 1.90% APR 1.90% APR 1.90% APR
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WOW! 1.90% APR IS BACK FOR A LIMITED TIME!
THROUGH FEBRUARY 29, 2012
NEW/ USED VEHICLE PURCHASES-TRANSFERS FROM OTHER INSTITUTIONS!
MODEL YRS 2009-2012
RATES AS LOW AS 1.90% APR
MORE GREAT RATES ON OLDER MODELS! SEE RATES PAGE!
CALL TODAY FOR DETAILS!
LOANS SUBJECT TO CREDIT APPROVAL.
APR = ANNUAL PERCENTAGE RATE.
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HUGE HOME EQUITY LOAN SPECIAL!
TACKLE those needed home repairs or improvements, or simply consolidate your debt with a Business and Industrial FCU Home Equity Loan.
For a limited time, Business & Industrial Credit Union
is offering a 15 year HOME EQUITY LOAN, with a
Fixed Rate of 5.50% APR*
Borrow $10,000 or more and all fees are waived at closing!
Call a Loan Specialist today for more details.
812.372.6091 OR Toll Free 800.523.2240
Membership now open to
Bartholomew, Jennings, and Jefferson Counties.
All loans subject to credit approval *APR = annual percentage rate Minimum new money $5000
First 5 years is a line of credit (use only what you need, when you need it) Based on 85% LTV - Fixed Rate of 5.50% APR Until 01/01/2015
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IT IS VERY IMPORTANT TO KEEP THE CREDIT UNION UP TO DATE WITH CURRENT ADDRESS AND PHONE INFORMATION. RETURNED MAIL MAY RESULT IN A $2.00 PER PIECE CHARGE. ADDRESS OR PHONE CHANGES MUST BE MADE IN PERSON OR IN WRITING.
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TIME IS RUNNING OUT...ATM & DEBIT CARD OVERDRAFT NOTICE - FOR THE CREDIT UNION TO HANDLE OVERDRAFTS ON ATM AND DEBIT CARD TRANSACTIONS IN THE SAME MANNER AS WE HAVE IN THE PAST, IT IS CRITICAL THAT YOU STOP IN THE OFFICE TO AFFIRM YOUR INTENT BY SIGNING YES TO OPT IN FOR THIS SERVICE TO CONTINUE IN THE SAME WAY. PREFER MAIL? CALL TODAY AND WE'LL PLACE THE FORM IN THE MAIL TO YOU.
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TRAVELING OUTSIDE THE UNITED STATES? ALWAYS NOTIFY US TO MAKE SURE YOU WILL BE ABLE TO USE YOUR ATM OR DEBIT CARDS. |
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NEW FEATURE!!!Just click on the red box and view your VISA activity or make a payment! BUSINESS
& INDUSTRIAL FCU HAS MADE THE DEAN'S LIST ON THE CREDIT CARD
CONNECTION WEB SITE! THE SITE **www.creditcardconnection.org
IS DESIGNED TO HELP AMERICAN CONSUMERS LOCATE FAIR AND ETHICAL CREDIT
CARD PROGRAMS. IT WAS FEATURED ON LARRY KING LIVE IN DECEMBER AND
IS NOW LISTED AT **www.SuzeOrman.com.
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BUSINESS
& INDUSTRIAL FEDERAL CREDIT UNION IS A MEMBER OF THE
CREDIT UNION CO-OP ATM NETWORK
As a
member of BUSINESS & INDUSTRIAL FEDERAL CREDIT UNION, you have
access to more than 28,000 surcharge-free CO-OP Network
ATMs nationwide.
In addition to credit union CO-OP ATMs, CO-OP
Network surcharge-free ATMs are located all across the United States
in 7-Eleven stores, Costco, Walgreens (Florida) and several locations
near your home and work.
There are now 4
ways to locate a CO-OP Network surcharge-free ATM. 1)
Text your location to MYCOOP (692667) and
you’ll receive a text with the 5 ATMs nearest you 2)
Download the CO-OP Network ATM database into
your GPS device 3)
Call 1-888-SITE-COOP 4)
Visit www.co-opnetwork.org Just
say NO to surcharges! For more information, visit www.co-opnetwork.org
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| VISIT OUR SERVICES PAGE FOR DETAILS ON OUR "SENIOR BENEFITS PROGRAM" AND "NEW BABY PROGRAM" |
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"BillPay", online bill payment service offers FREE unlimited payment transactions to all qualified members! THINGS TO DO:
IT'S THAT EASY! AND.......IT'S FREE! FAST ONLINE ENROLLMENT! |
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GAP INSURANCE? Guaranteed Asset Protection (GAP) Save on Gap Insurance - many people owe more on their car than it's currently worth. In the event of an accident that totals the car, the insurance settlement wouldn't even cover the amount owed. That's why you need GAP. Ask a loan specialist for more details.
MECHANICAL REPAIR COVERAGE The possibility of unexpected repair costs on your vehicle always exist. Now you have the opportunity to get the added protection you need with Mechanical Repair Coverage. Just call or stop in to find out about the low-cost options that are available. |
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Federally insured by NCUA
