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Rates are valid as of January 5th, 2023. Rates are subject to change without notice.
| Model Years | Rate | Minimum | Term | |
|---|---|---|---|---|
| 2021 - NEW | 4.49% APR | $5,000 | 60 Months | |
| 2021 - NEW | 4.99% APR | $10,000 | 72 Months | |
| 2021 - NEW | 5.24% APR | $10,000 | 84 Months | |
| 2019 - 2020 | 5.24% APR | $5,000 | 60 Months | |
| 2019 - 2020 | 5.49% APR | $10,000 | 72 Months | |
| 2019 - 2020 | 5.74% APR | $10,000 | 84 Months | |
| 2015 - 2018 | 5.74% APR | 60 Months | ||
| 2015 - 2018 | 6.24% APR | $10,000 | 72 Months | |
| 2011 - 2014 | 6.74% APR | 60 Months | ||
| 2007 - 2010 | 7.99% APR | 48 Months | ||
| 2004 - 2006 | 8.99% APR | 24 Months |
| Rates below apply to | the refinance of loans presently at B&IFCU or the | refinance/purchase of model years 2005 or newer |
|---|---|---|
| 6.50% Fixed | 60 Months Min. $5,000 | 2019-New |
| 6.85% Fixed | 66 Months Min. $10,000 | 2019-New |
| 6.95% Fixed | 72 Months Min. $10,000.00 | 2019-New |
| 7.00% Fixed | 60 Months | 2015-2018 |
| 7.50% Fixed | 66 Months | 2015-2018 |
| 7.50% Fixed | 60 Months | 2013-2014 |
| 7.75% Fixed | 60 Months | 2011-2012 |
| 8.50% Fixed | 48 Months | 2010 |
| 9.00% Fixed | 48 Months | 2009 |
| 9.85% Fixed | 36 Months | 2005-2008 |
| At Signature Rates | Older | |
| Rates subject to change at any time. |
Guaranteed Asset Protection (GAP)
Save on Gap Insurance through us! Many people owe more on their car than it’s currently worth. In the event of an accident that totals the car, the insurance settlement likely wouldn’t cover the amount owed. With GAP you can save on the cost! Ask a loan specialist for more details on how you could save today!
Mechanical Repair Coverage
The possibility of an unexpected repair cost on your vehicle will always exist. Now you have the opportunity to get the added protection you need with Mechanical Repair Coverage. Just call or stop in and find out more about our low-cost options that are available.
Are you Shopping for a Pre-Owned Auto?
Get a FREE CarFax Record Check, Lemon Check, Recall Check, and/or Problem Car Check, BEFORE you buy your next Pre-Owned Car! It’s Fast, Easy, and FREE. If a Record Check shows any “hits” you can purchase a full CarFax report for as little as $24.99 for 1 report or $29.99 for up to 10 CarFax Reports during the next 30 days. This averages out to as little as $2.99 per report. While you’re out looking for your next pre-owned auto, write down the VINs, come here and run a FREE CarFax Record Check!
The CARFAX database is the most comprehensive vehicle history database in North America, containing over 5 billion records. A record is an event (in the vehicle’s past) reported to CARFAX by one of our thousands of sources. CARFAX Reports contain a collection of records that may answer crucial questions about the history of the used car you plan to buy, such as: Was the car in a reported accident? Has the mileage been tampered with? How many owners drove this car? Has this car been inspected recently? Was this car labeled a lemon? and more… A CARFAX Report may not include every event in a vehicle’s history, but will include the data that is reported to CARFAX for a specific vehicle identification number (VIN).